The Digital Bodyguard for Senior Bank Accounts

Elder financial exploitation drains an estimated $28 billion every year in the U.S. alone—two-thirds of it stolen by people the victim already knows.¹ Cognitive decline, duplicate charity charges, “friendly” subscription scams, and coercive withdrawals all chip away at fixed incomes. Adult children monitor Mom or Dad’s banking apps at midnight, yet by the time they notice a problem the 60-day charge-back window has closed.

SilverGuard flips the script: a read-only AI “firewall” that links to checking, credit-card, and PayPal feeds, flags suspicious activity in real time, and—when authorized—auto-negotiates recurring bills so savings help pay for the service.

¹ AARP Elder Fraud & Abuse Report, 2024.

Hypothesis: Families will pay $12 per month for always-on fraud detection plus bill-negotiation that often pays for itself.