NextGen Retirement Plan

NextGen Retirement Planner—AI Longevity Finance Copilot

What We’re Testing

Millions of soon-to-retire Americans ask, “Will my money last if Social Security shrinks?” Most online calculators ignore benefit cuts, health-care inflation, or tax sequences. Advisors can cost thousands.

Our Hypothesis
An AI “longevity finance copilot” can crunch those moving parts in seconds and spit out one clear Safe-to-Spend number—no spreadsheets, no jargon.

This Experiment

1) Gauge real pain → 2-minute survey.

2) Show you a clickable prototype → 15-min screen-share.

2) Test willingness to pay → optional $99 refundable pre-order.

If you’re 50–65 and planning retirement, your feedback shapes the tool built for you—before anyone else sees it.

(Tap the survey button below to get started—future-you will thank you.)

Start Survey

Features

Retirement Shock Simulator

Stress-test a 21 % Social-Security cut, market dips, and surprise healthcare bills in seconds, so you see exactly how long your nest egg really lasts.

Longevity & Health-Spend Forecast

AI blends age, lifestyle, and regional medical costs to project realistic life-expectancy expenses—no more wild guesses, just data-driven confidence.

Tax-Smart Withdrawal Coach

Optimizes which account to tap—and when—to shrink taxes, avoid penalties, and keep more money compounding for your future self.

Frequently Asked Questions

We’re in the validation phase now. If enough users raise their hand, a private beta will open later this year—get on the wait-list to be first.

Please reach us at nextgen@gowenplaces.com if you cannot find an answer to your question.

When will this tool launch?

We’re in the validation phase now. If enough users raise their hand, a private beta will open later this year—get on the wait-list to be first.

Is my data secure?

Yes. Forms run on HTTPS, data is encrypted at rest, and we will never sell or share it. You can delete your info anytime—no hoops.

How much will it cost?

Beta testers get full access free. The current thinking is $99/year for the full AI engine once we launch, but final pricing will be set with user feedback.

Can you still retire if Social Security drops 21%?