BondGuard Fintech

BondGuard Fintech — Inflation & Risk Hedge Platform

What We’re Testing

Beat the Rate Spike—Before the Market Does.

After four decades of falling yields, the bond market has turned jagged. A single Treasury-auction misfire now sends mortgage rates up 75 bps in an afternoon, vaporizing CD deals and hammering bond-heavy portfolios. Retail savers learn about spikes hours late—by then, smart money has already hedged. BondGuard delivers institutional-grade rate intel in real time, so households lock higher yields or hedge leverage before the market moves.

Hypothesis: Retail investors will pay $99 per year for SMS/email alerts that pre-empt a ≥ 25 bp jump in the 10-year Treasury and provide one-click hedge instructions.

This Experiment

• Lightweight Streamlit dashboard + Twilio SMS.

• 100 landing-page clicks → collect 10 pre-orders.

• Pass if ≥ 30 % of wait-listers pre-pay $99 or Stripe-authorize the fee.

Lock Your Rate Alert

Features

Rate-Spike Alert Bot

Monitors Treasury auctions, Fed speeches, and futures curves; pings you by SMS the moment yields breach your custom threshold—hours before mainstream coverage.

Personal Hedge Simulator

Input loan balances or bond ladder; simulator shows how TIPS, I-Bonds, or rate caps offset a spike—net impact in plain dollar terms.

Broker-One-Click Orders

Deep-links to your brokerage trade ticket with bond, CD, or ETF hedges pre-filled, turning advice into locked-in action in under 60 seconds.

Stop Letting Washington destroy Your Portfolio